interest rates
Interest Rates
Customers are advised that the following interest rates are effective as of 29 May 2009.
Deposit Accounts| Demand Accounts | C.A.R |
|---|
| €100,000+ | 0.05% |
| €50,000 – 99,999.99 | 0.01% |
| €25,000 – 49,999.99 | 0.01% |
| €10,000 – 24,999.99 | 0.01% |
| €0 – 9,999.99 | 0.01% |
| 15, 30 & 90 Day Notice Accounts* | C.A.R |
|---|
| €100,000+ | 0.05% |
| €50,000 – 99,999.99 | 0.01% |
| €25,000 – 49,999.99 | 0.01% |
| €10,000 – 24,999.99 | 0.01% |
| €0 – 9,999.99 | 0.01% |
| Education Savings Accounts* | C.A.R |
|---|
| €100,000+ | 0.05% |
| €50,000 – 99,999.99 | 0.05% |
| €25,000 – 49,999.99 | 0.05% |
| €10,000 – 24,999.99 | 0.05% |
| €2,500.00 – 9,999.99 | 0.05% |
Interest is subject to D.I.R.T or exit tax where applicable.
*Account can no longer be opened by customers.
Special Deposit Accounts can no longer be opened. Effective as of 2 November 2009, the interest rate applicable to Special Deposit Accounts is our standard Demand Account interest rate outlined above.
Current Accounts – Business| Debit Interest | Authorised Balances | APR | Unauthorised Balances | APR |
|---|
| Overdrafts | 9.45% | 9.79% | 15.45% | 16.37% |
Current Accounts – Personal| Debit Interest | Authorised Balances | APR | Unauthorised Balances | APR |
|---|
| Overdrafts | 9.45% | 9.79% | 15.45% | 16.37% |
Business Loan Interest Rates| Term Loans | Variable | APR |
| Up to 1 year | 9.00% | 9.31% |
| 1-5 years | 9.00% | 9.31% |
| 6-9 years | 9.25% | 9.58% |
| 10 years and upwards | 9.50% | 9.84% |
| Bridging Loans | 9.50% | 9.84% |
| Milk Quota Loans | 8.70% | 8.99% |
The above Business Loan interest rates are no longer available for new business. Rates applicable to other loans are available on request.
Personal Loans | Personal Loans | Variable | APR |
| | 11.00% | 11.46% |
Home Loans | Home Loans | Variable | APR |
| | 3.65% | 3.70% |
Terms and Conditions apply. All rates referred to are variable.
